Homeowners Insurance Claims
Denied, delayed or lowballed? You paid your premiums. We push back.
How we handle homeowners insurance claims cases
You paid your premiums for years. Then the damage happens and your insurer denies, delays or offers a fraction of what repairs cost. We represent Florida homeowners — never insurance companies — in disputed property claims.
What we handle
- Denied and underpaid claims
- Water, plumbing and mold damage
- Fire and smoke damage
- Claim delays and bad-faith handling
- Appraisal and litigation when needed
What to do right now
- 01Photograph and video all damage before repairs.
- 02Keep every letter, email and estimate from the insurer.
- 03Don't sign a release or accept a check marked 'final payment'.
- 04Call (844) SUN-SHINE — property claims have short reporting deadlines.
Common questions
My claim was denied. Is it over?
No. Denials are often the start of the negotiation, not the end. We review your policy and the carrier's reasons and push back with documentation.
Shine On
READY WHENYOU ARE.
Free case review, 24/7. No fee unless there is a recovery. Hablamos Español.